Auto insurance laws vary from state to state although all states require drivers to have the minimum bodily injury and property damage coverage or proof of financial responsibility that is equal to the required minimum bodily injury and property damage insurance. The required bodily injury and property damage coverages protect the insured person for any damages and other claims resulting from the accident. The following are the minimum insurance per state as required by the law: 

Alaska 50/100/25

Alabama 20/40/10

Arkansas 25/50/15

Arizona 15/30/10

California 15/30/5

Colorado 25/50/15

Connecticut 20/40/10

Delaware 15/30/5

Florida 10/20/10

Georgia 15/30/10

Hawaii 20/40/10

Idaho 20/50/15

Illinois 20/40/15

Indiana 25/50/10

Iowa 20/40/15

Kansas 25/50/10

Kentucky 25/50/10

Louisiana 10/20/10

Maine 50/100/25

Maryland 20/40/10

Massachusetts 20/40/5

Michigan 20/40/10

Minnesota 30/60/10

Mississippi 25/50/25

Missouri 25/50/10

Montana 25/50/10

Nebraska 25/50/25

New Hampshire 25/50/25

New Jersey 15/30/5

New Mexico 25/50/10

Nevada 15/30/10

New York 25/50/10

North Carolina 30/60/25

North Dakota 25/50/25

Ohio 12.5/25/7.5

Oklahoma 10/20/10

Oregon 25/50/10

Pennsylvania 15/30/5

Rhode Island 25/50/25

South Carolina 15/30/10

South Dakota 25/50/25

Tennessee 25/50/10

Texas 20/40/15

Utah 25/65/15

Virginia 25/50/20

Vermont 25/50/10

Washington 25/50/10

Wisconsin 25/50/10

West Virginia 20/40/10

Wyoming 25/50/20

The first two numbers represent the required bodily injury liability limits while the last number represents the property damage liability limit. So, in the case of Wyoming, 20/50/20, in case of an accident, each person who got injured in the accident would get a minimum of up to $20,000 with up to $50,000 per accident. As for the last number, 20, it is for the property damage which means that the insurance will pay up to $20,000 per accident. 

As each state has its own auto insurance law, each state also regulates its auto insurance companies. This means that there is no federal agency that regulates auto insurance companies. Usually the regulatory agencies in the different states are named Department of Insurance, Insurance Bureau, Division of Insurance or others. These agencies are headed by the state official who may have the title of Director of Insurance, Insurance Commissioner or other similar designation. Basically these agencies ensure that the insurance companies abide with the state regulations and auto insurance laws. They also make sure that the insurance companies are financially stable to pay for the claims of the policy holders. So if you have any questions regarding your insurance provider, such us whether it is accredited by the state, you should contact the agency that oversees the insurance companies of your state.